Buying your first home may be eaiser than you think.
New $8,000 Tax Credit*

For 2009, Congress has enacted an $8000 credit specifically to help first-time homebuyers. To qualify, you can earn no more than $75,000 as an individual or $150,000 as a married couple that files a joint tax return. If you do qualify, you will be able to deduct the full $8,000 from your federal tax liability. Or, if you owe less than $8,000, the government will subtract the amount you owe from $8,000 and send you a check for the difference.

Only first-time homebuyers who purchase their principal residence on or after January 1, 2009 and before December 1, 2009 are eligible. You will also be considered a first-time buyer if you have not had any ownership interest in such a home in the three years previous to the day of your 2009 purchase.

Keep in mind that, due to mortgage approvals, inspections and other steps in the buying process, you’ll need to be under contract to purchase soon in order to meet the tax credit closing date deadline.

For a summary of Frequently Asked Questions, click here.

For more information about the $8,000 tax credit, please fill out the short form below. You will be put in touch with a local Weichert Sales Associate who can also tell you about our informative homebuyer seminars and help you get started on your way to homeownership.


Here are 5 reasons to let Weichert help you become a first-time home buyer:
  1. Build equity. Over time, homes have always gained in value, so you can expect to get your investment back and typically much more when you sell.
  2. Tax deductions. Save on taxes based on the interest and real estate taxes you pay instead of letting a landlord get the benefit.
  3. Lower payments. It depends on your rent, of course, but if you can afford just 5% down, your monthly payments may actually be less than your rent.
  4. Stability. While most landlords raise rents every year, you can choose a fixed-rate mortgage where the payments stay the same.
  5. Receive credit. Money you put down and pay into a mortgage to build equity can be made available to you in the form of a loan or a line of credit.
Introducing the Weichert First-Time Home Buyer Program
Weichert has:
  • Secure mortgage money readily available for qualified buyers
  • Mortgages that take advantage of historically low interest rates
  • Many homes currently available for sale that are in the price ranges most appealing to first-time buyers
  • A $5,000 Closing Guarantee for delivery of mortgage money**
  • Home Buyer Seminars to answer all your questions
To speak with a Weichert First-Time Home Buyers Specialist about 30-year fixed, adjustable rate and FHA mortgages and much more, just fill out the form below and request your personal Weichert Buyer Consultation with a Weichert Sales Associate and the financial specialist on his or her team.
First Name:
Last Name:
Phone: ( )  - Extension:
Email:
 
* Up to $8000 or 10% of cost of home (whichever is smaller). Certain conditions apply.
**Available through Weichert Financial Services; Certain restrictions apply; not available in all areas
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